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Do you need to accept credit cards for your business? Do you need to accept credit cards for your website? Would you like to accept credit cards over the phone? We specialize in helping businesses find low cost credit and debit card processing solutions. With our Low Cost Guarantee and expert service, you can relax knowing we have the most competitive rates available in the market today.
Quick Approval…….24/7 Customer Service and Support!!!!
Did You Know?
• There are several methods to price a credit card processing account?
• Your quoted rate might not be the rate you are charged?
• There are ways to limit costly downgrades that result in higher rates and fees?
• Your rates and fees are different depending on how the order is processed?
• Did you know there are ways you can minimize these charges?
Have a question about rates and fees? For information on common credit card processing terms and definitions click here.
Multiple Solutions for Different Businesses
• Retail Merchants
• Restaurants
• Internet Merchants/E-Commerce
• Mail Order/Telephone Order (MOTO)
• Wireless Terminals for Mobile Businesses
Need help? For a list of definitions regarding different types of accounts click here
Why Should My Business Accept Credit Cards?
Many businesses report a sharp increase in profit when they begin accepting credit cards as a means of payment. Credit cards allow customers who do not have money on hand to make purchases from you despite their shortage of cash. For example:
• Studies show that accepting credit cards increases sales by 15% to 50%.
• There are over 641 million credit cards in circulation.
• Credit card customers are impulse buyers – BE READY!
• Over 90% of web purchases are made with credit cards
• Americans are expected to charge $3.9 trillion to credit cards and $1.4 trillion to debit cards a year by 2009.

Gift & Loyalty Cards
Our gift card programs are designed to help merchants increase their bottom line, improve customer loyalty and streamline tracking and operations. We provide a one-stop solution, making it easy for you to initiate and benefit from several types of card programs. Strengthen your relationship with current customers and attract new prospects with our unique card programs.
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• Gift Cards
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• House Charge Account Cards
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• Loyalty/Rewards Cards
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• VIP and Club Cards
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• Retail Merchant Credit
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• Direct Marketing Campaign
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• Frequent Diner Cards
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• Donations and Comp Cards
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• Preferred Guest Cards
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• Multi-Merchant Shop local Cards
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Merchant Benefits:
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Consumer Benefits:
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• Increased sales and impulse purchasing.
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• Gift Giver can make certain the recipient gets what they want.
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• Improved brand awareness and repeat business.
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• Easy to purchase and only takes minutes to activate at store.
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• Streamlined reporting and reconciliation.
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• Cards are transferable and can be reloaded multiple times.
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• Additional security features over paper based systems.
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• Cards are available year round and can be purchased for any occasion.
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• Breakage and unredeemed balances become extra profit.
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• Loyalty programs allow for cash back or credit towards future visits.
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• Easy to use and transactions are similar to swiping credit cards.
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• The gift of choice for many “hard to buy for" loved ones.
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• Consumers tend to spend more than the value of card each visit.
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What is a Gift Card?
Gift Cards are the preferred gift for millions of people. They offer the flexibility and convenience that consumers want today. The gift giver can choose a denomination, purchase the Gift Card and give directly to the recipient. The recipient is able to use the Gift Card to purchase exactly what they want! No more gifts that are the wrong size, wrong color, or just plain wrong! A Gift Card (also called a stored value card) is “loaded” with a specific dollar amount and is used as a payment option for future purchases. Since cards are generally given to others as a gift, gift cards increase the businesses customer base. Businesses may decide to set pre-determined dollar amounts or allow consumers to select the amount of their choice when purchasing. The plastic card can display a customized design with a business’ logo or be a standard pre-designed card. The dollar amount is loaded using a terminal, POS software system or Internet virtual terminal. The card is swiped through the POS or terminal and value added or subtracted from the card balance. Receipts print and are handed back to the customer with card. All money is collected at the store at the time of sale. The program simply keeps track of balances on the card and can be set-up to reward your customers for repeat business. Gift cards have replaced labor intensive paper gift certificates in many businesses.
What is a Loyalty Card?
Like Gift Cards, Loyalty Cards are plastic cards with a magnetic strip that can track customer visits and dollars spent in the store. These types of programs help promote brand awareness and business loyalty. We can offer several types of programs including rewards cards, frequent diner, preferred guest and many more. Our program uses pre-determined levels of rewards that the merchant can set up-front. After the consumer hits the levels, the rewards are automatically put on the card on the next business day. Accumulated dollars are then redeemed for free items, discounts and dollar off coupons or special offers.
 
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